Compare
Most loan sale tools work for the buyer. ProvenPool works for the seller.
Diligence firms review your pool after it ships. Exchanges and marketplaces find buyers. Data platforms monitor facilities. ProvenPool is the step before all of them: getting a non-mortgage pool clean, tested and documented before anyone else sees it.
Why ProvenPool
Run by the seller, before the tape goes out
Diligence firms, exchanges and analytics platforms mostly work for the buyer. ProvenPool finds the kickouts while you can still fix them or pull the loans, so the buyer's review finds less.
Built for non-mortgage pools
Consumer, auto, credit union participations, community bank pools and small business loans. No mortgage-only taxonomy to work around, and no standard tape format assumed.
From criteria to evidence in one place
Eligibility, data reconciliation, document checks and concentration limits in one pass, then a worklist, a clean tape and an evidence manifest the buyer can read.
Works alongside what you already use
Keep your marketplace, your diligence firm and your LOS. ProvenPool reads their exports and hands a cleaner pool to whoever is next.
The two names sellers ask about
ProvenPool vs MAXEX vs MIAC Analytics
MAXEX is where mortgage lenders sell loans. MIAC is the advisor and broker who runs a sale for you. ProvenPool is the software your own team uses to get a non-mortgage pool ready before anyone else sees it. They sit at different points in the sale, and ProvenPool works alongside both.
What it is
- ProvenPool
- Loan sale readiness software for the seller
- MAXEX
- A residential mortgage exchange and clearinghouse
- MIAC Analytics
- A mortgage analytics firm with a loan sale brokerage desk
Who does the work
- ProvenPool
- The seller's own capital markets and lending ops team
- MAXEX
- The seller delivers loans; MAXEX and its buyers review and purchase them
- MIAC Analytics
- MIAC's advisors, on the seller's behalf
Loan types
- ProvenPool
- Consumer, auto, credit union participations, community bank pools, small business
- MAXEX
- Jumbo, conforming, non-QM and DSCR mortgage
- MIAC Analytics
- Mortgage and MSRs, plus consumer loans and leases through brokerage
When in the sale
- ProvenPool
- Before the tape goes out, and every month for forward flow
- MAXEX
- At delivery and purchase of each loan or bulk pool
- MIAC Analytics
- From tape audit through auction, buyer diligence and settlement
Eligibility testing
- ProvenPool
- Every loan and the whole pool against the buyer's own criteria, with concentration limits
- MAXEX
- MAXEX program guidelines, a single-loan eligibility checker and exception requests
- MIAC Analytics
- Tape audit at engagement; configurable review criteria in VeriFi
Loan documents
- ProvenPool
- Required-document check on every loan today; term extraction with design partners
- MAXEX
- Investor review before purchase on the non-delegated channel
- MIAC Analytics
- Document classification and collateral inventory reviews
Clearing defects
- ProvenPool
- Each defect routed to loan ops, servicing, post-closing or capital markets
- MAXEX
- Exception requests to MAXEX and its buyers
- MIAC Analytics
- Advisors flag issues; the fixes happen at the seller
Pricing and the trade
- ProvenPool
- Not offered: ProvenPool hands the clean pool to whoever runs the trade
- MAXEX
- Daily pricing from 35+ buyers under one contract
- MIAC Analytics
- Price modeling, auction management and trade settlement
Using it with ProvenPool
- ProvenPool
- Runs before either one
- MAXEX
- Little overlap: MAXEX trades mortgage, ProvenPool prepares non-mortgage pools
- MIAC Analytics
- Clean the tape in ProvenPool first, then hand MIAC a pool with fewer surprises
From MAXEX’s and MIAC’s public pages, reviewed October 2026. Neither publishes pricing on the pages we reviewed. ProvenPool is not affiliated with or endorsed by either.
Capability by capability
Based on each company’s public materials as of October 2026. “Not found” means we couldn’t confirm it publicly, not that it doesn’t exist. ProvenPool’s column shows what is live today and what we’re building with design partners.
| Capability | ProvenPool | Cascade Debt | dv01 | Cardo AI | Diligence firms | LauraMac | MAXEX | MIAC Analytics | LoanStreet / CCT | Spreadsheets |
|---|---|---|---|---|---|---|---|---|---|---|
| Built for the seller, before the tape goes out | Live today | Partly | No | No | No | No | Partly | Partly | Partly | Yes |
| Non-mortgage loans (consumer, auto, participations, SBA) | Live today | Yes | Yes | Yes | Partly | No | No | Partly | Yes | Yes |
| Tape ingestion and field mapping | Live today | Yes | Yes | Yes | Not found | Not found | Not found | Yes | Not found | Partly |
| Eligibility rules against buyer or facility criteria | Live today | Yes | Not found | Yes | Yes | Yes | Partly | Partly | Not found | Partly |
| Pool concentration tests | Live today | Yes | Not found | Yes | Not found | Not found | Not found | Not found | Not found | Partly |
| Loan document cross-check | Live today | Yes | Not found | Not found | Yes | Yes | Not found | Yes | Not found | Partly |
| Tape-to-document data compare (OCR) | Building with design partners | Yes | Not found | Not found | Yes | Yes | Not found | Partly | Not found | No |
| Remediation workflow routed to the seller's teams | Building with design partners | Partly | Not found | Partly | Partly | Partly | Not found | Not found | Not found | No |
| Evidence package and audit trail | Live today | Yes | Yes | Yes | Yes | Not found | Not found | Partly | Not found | No |
| Stratification reports | Building with design partners | Not found | Yes | Not found | Not found | Not found | Not found | Yes | Not found | Partly |
| Forward-flow monthly re-testing | Building with design partners | Partly | Not found | Partly | No | Not found | Not found | Not found | Not found | Partly |
| Free tool with no data upload | Live today | Not found | Not found | Not found | No | Not found | Not found | Not found | Not found | Yes |
| Credit and compliance re-underwriting | Not offered | Not found | No | Not found | Yes | Partly | Partly | Yes | No | No |
| Pricing, bids and trade execution | Not offered | No | Not found | Not found | No | Not found | Yes | Yes | Yes | No |
| Warehouse and borrowing-base monitoring | On the roadmap | Yes | Yes | Yes | No | Not found | No | Not found | No | Partly |
| SOC 2 report | Not offered | Not found | Yes | Yes | Not found | Not found | Not found | Not found | Not found | Not found |
“Partly” means the capability exists but is built for a different user or job, for example exception tracking run by the buyer’s review firm rather than routed to the seller’s own teams. Details are on each comparison page.
Where ProvenPool doesn’t compete
ProvenPool does not price loans, run auctions, settle trades, service loans or re-underwrite credit and compliance. Those belong to exchanges, marketplaces, servicers and diligence firms, and ProvenPool hands a cleaner pool to each of them.
Detailed comparisons
Credit facility monitoring platform
ProvenPool vs Cascade Debt
A platform for originators and their lenders to monitor credit facilities, with loan verification, eligibility and concentration testing.
Loan-level data and analytics platform
ProvenPool vs dv01
Loan-level data, analytics and reporting for issuers and investors across consumer, small business and mortgage credit.
Private credit and asset-based finance platform
ProvenPool vs Cardo AI
A platform for managing private credit and asset-based finance deals, with AI tape onboarding, automated controls and facility management.
Mortgage loan transaction platform
ProvenPool vs LauraMac
A mortgage platform for loan clearing, acquisition and review, with a rules engine and configurable workflows.
Residential mortgage exchange
ProvenPool vs MAXEX
A digital exchange where mortgage lenders sell loans to 35+ institutional buyers under one contract, with daily pricing.
Mortgage analytics firm and loan sale broker
ProvenPool vs MIAC Analytics
Valuation, analytics, data auditing and loan review software, plus a brokerage desk that runs whole-loan and MSR sales for sellers.
SitusAMC, Clayton, Digital Risk
ProvenPool vs Third-party diligence firms
Firms that review loans for buyers, issuers and rating agencies: credit, compliance, valuation and data integrity.
Loan participation network
ProvenPool vs LoanStreet
A network where credit unions, banks and lenders buy and sell loan participations, with servicing and investor reporting.
Loan sale and participation marketplace
ProvenPool vs Community Capital Technology (CCT)
A marketplace for community banks, credit unions and CDFIs to list and match loan sales and participations.
The status quo
ProvenPool vs Spreadsheets and in-house scripts
The workbook of formulas, lookups and email threads most non-mortgage sellers use today.
Company and product names are trademarks of their owners. ProvenPool is not affiliated with or endorsed by any company named here. Spotted something out of date? Tell us and we’ll correct it.
Reach out
Selling a pool in the next two quarters?
Reach out to become a design partner. We'll run your next sale through ProvenPool with you, alongside whatever marketplace or diligence firm you already use.