Test every loan and the pool
Stratification reports
Design partners get it on their next sale. Reach out to be one.
Every bid package carries strats. ProvenPool builds them from the cleaned, tested pool, so the strats the buyer prices off match the tape they diligence.
The problem
Strats are built in a separate workbook, often before the last round of kickouts, so the pool the buyer priced isn't quite the pool they receive.
How it works
- Standard strats: credit score, APR, current balance, original term, remaining term, seasoning, state and product.
- Weighted averages and distributions by count and balance.
- Before and after views: the full tape against the selling pool.
- Export to the buyer's preferred layout.
How it compares
Valuation and analytics providers such as MIAC and dv01 produce strats and analytics for investors. ProvenPool produces them for the seller. See the full comparison
Related features
- Live today
Pool concentration tests and pool optimizer
Test concentration limits on the pool that will actually sell, and see exactly how much balance to pull to get under them.
- Live today
Disposition-ready evidence package
A clean tape, the exceptions log, a document index and every rule result, tied together by an evidence manifest.
- Building with design partners
Buyer tape templates
Export the selling pool straight into each buyer's tape template, with fields renamed and reformatted.
Reach out
Want this on your next loan sale?
ProvenPool is onboarding a small group of design partners: originators with a sale in the next two quarters. You get hands-on setup on a real pool, free. Reach out and we'll set up a 30-minute call.