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ProvenPool vs MIAC Analytics

Valuation, analytics, data auditing and loan review software, plus a brokerage desk that runs whole-loan and MSR sales for sellers.

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What it is: Mortgage analytics firm and loan sale broker
Built for: Originators, servicers, banks, investors and asset managers
Loan types: Residential and commercial mortgage and MSRs; the brokerage desk also handles consumer loans and leases
Delivered as: Licensed software plus advisory and brokerage engagements

What MIAC Analytics does well

Full-service brokerage: tape audit and sale selection, offering memorandum, auction, buyer diligence and settlement
Price modeling and valuation for whole loans and MSRs
VeriFi loan review platform with review criteria configurable by asset type and exception reporting
DataRaptor data wrangling and surveillance tools for mortgage data

Where it differs from a seller’s needs

The seller-side work comes through an advisory or brokerage engagement rather than software the seller's team runs on every sale
Its software is built around mortgage data and review workflows
We found no seller-side workflow for routing defects to loan ops, servicing and post-closing, or for monthly forward-flow certification

What ProvenPool does instead

Software the seller's own team runs before any broker or buyer sees the tape
Non-mortgage criteria templates: consumer forward flow, credit union participations, community bank pools
Works alongside a broker: hand MIAC, or any desk, a cleaner pool and the evidence behind it

When to use MIAC Analytics

Mortgage and MSR sellers who want an advisor to price, market and run the auction for them.

When to use ProvenPool

When you’re the seller of a non-mortgage pool and want every loan tested against the buyer’s criteria, every defect routed to the team that clears it, and an evidence package ready before the tape goes out. See all features.

The two names sellers ask about

ProvenPool vs MAXEX vs MIAC Analytics

MAXEX is where mortgage lenders sell loans. MIAC is the advisor and broker who runs a sale for you. ProvenPool is the software your own team uses to get a non-mortgage pool ready before anyone else sees it. They sit at different points in the sale, and ProvenPool works alongside both.

ProvenPool compared with MAXEX and MIAC Analytics
Dimension	ProvenPool	MAXEX	MIAC Analytics
What it is	Loan sale readiness software for the seller	A residential mortgage exchange and clearinghouse	A mortgage analytics firm with a loan sale brokerage desk
Who does the work	The seller's own capital markets and lending ops team	The seller delivers loans; MAXEX and its buyers review and purchase them	MIAC's advisors, on the seller's behalf
Loan types	Consumer, auto, credit union participations, community bank pools, small business	Jumbo, conforming, non-QM and DSCR mortgage	Mortgage and MSRs, plus consumer loans and leases through brokerage
When in the sale	Before the tape goes out, and every month for forward flow	At delivery and purchase of each loan or bulk pool	From tape audit through auction, buyer diligence and settlement
Eligibility testing	Every loan and the whole pool against the buyer's own criteria, with concentration limits	MAXEX program guidelines, a single-loan eligibility checker and exception requests	Tape audit at engagement; configurable review criteria in VeriFi
Loan documents	Required-document check on every loan today; term extraction with design partners	Investor review before purchase on the non-delegated channel	Document classification and collateral inventory reviews
Clearing defects	Each defect routed to loan ops, servicing, post-closing or capital markets	Exception requests to MAXEX and its buyers	Advisors flag issues; the fixes happen at the seller
Pricing and the trade	Not offered: ProvenPool hands the clean pool to whoever runs the trade	Daily pricing from 35+ buyers under one contract	Price modeling, auction management and trade settlement
Using it with ProvenPool	Runs before either one	Little overlap: MAXEX trades mortgage, ProvenPool prepares non-mortgage pools	Clean the tape in ProvenPool first, then hand MIAC a pool with fewer surprises

What it is

ProvenPool: Loan sale readiness software for the seller
MAXEX: A residential mortgage exchange and clearinghouse
MIAC Analytics: A mortgage analytics firm with a loan sale brokerage desk

Who does the work

ProvenPool: The seller's own capital markets and lending ops team
MAXEX: The seller delivers loans; MAXEX and its buyers review and purchase them
MIAC Analytics: MIAC's advisors, on the seller's behalf

Loan types

ProvenPool: Consumer, auto, credit union participations, community bank pools, small business
MAXEX: Jumbo, conforming, non-QM and DSCR mortgage
MIAC Analytics: Mortgage and MSRs, plus consumer loans and leases through brokerage

When in the sale

ProvenPool: Before the tape goes out, and every month for forward flow
MAXEX: At delivery and purchase of each loan or bulk pool
MIAC Analytics: From tape audit through auction, buyer diligence and settlement

Eligibility testing

ProvenPool: Every loan and the whole pool against the buyer's own criteria, with concentration limits
MAXEX: MAXEX program guidelines, a single-loan eligibility checker and exception requests
MIAC Analytics: Tape audit at engagement; configurable review criteria in VeriFi

Loan documents

ProvenPool: Required-document check on every loan today; term extraction with design partners
MAXEX: Investor review before purchase on the non-delegated channel
MIAC Analytics: Document classification and collateral inventory reviews

Clearing defects

ProvenPool: Each defect routed to loan ops, servicing, post-closing or capital markets
MAXEX: Exception requests to MAXEX and its buyers
MIAC Analytics: Advisors flag issues; the fixes happen at the seller

Pricing and the trade

ProvenPool: Not offered: ProvenPool hands the clean pool to whoever runs the trade
MAXEX: Daily pricing from 35+ buyers under one contract
MIAC Analytics: Price modeling, auction management and trade settlement

Using it with ProvenPool

ProvenPool: Runs before either one
MAXEX: Little overlap: MAXEX trades mortgage, ProvenPool prepares non-mortgage pools
MIAC Analytics: Clean the tape in ProvenPool first, then hand MIAC a pool with fewer surprises

From MAXEX’s and MIAC’s public pages, reviewed October 2026. Neither publishes pricing on the pages we reviewed. ProvenPool is not affiliated with or endorsed by either.

Sources

Based on public materials reviewed in October 2026; capabilities change, so check with each vendor. Names of companies and products mentioned here are trademarks of their owners. ProvenPool is not affiliated with or endorsed by any of them.

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