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ProvenPool
design partner

Test every loan and the pool

Buyer eligibility rules engine

Live today

Try it now in the free tape check.

FICO floors, DTI caps, APR bands, balance limits, seasoning, remaining term, delinquency, excluded states, required fields. ProvenPool holds the buyer's criteria as rules and tests every loan, every time.

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The problem

Eligibility criteria live in a PDF schedule and a spreadsheet of formulas someone wrote for the last sale. Each new buyer program means a new workbook, and nobody is sure which version was used.

How it works

  • Range, excluded-value, allowed-value, seasoning, remaining-term, uniqueness and required-field rules.
  • Every rule carries a severity (kickout, exception or warning), so results sort themselves.
  • Thresholds are editable per sale, and rules can be switched off when a buyer waives them.
  • Rules that can't run (the tape has no DTI column) are reported as untested, never as passed.
  • Versioned criteria per buyer program, with schedule import and change history (design-partner build).

Related features

Reach out

Want this on your next loan sale?

ProvenPool is onboarding a small group of design partners: originators with a sale in the next two quarters. You get hands-on setup on a real pool, free. Reach out and we'll set up a 30-minute call.

Become a design partnerTry the free tape check