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ProvenPool vs Spreadsheets and in-house scripts
The workbook of formulas, lookups and email threads most non-mortgage sellers use today.
- What it is
- The status quo
- Built for
- Most non-mortgage sellers
- Loan types
- Anything
- Delivered as
- Excel, SQL and email
What Spreadsheets and in-house scripts does well
- Free and familiar
- Fully flexible
- No vendor review needed
Where it differs from a seller’s needs
- Rebuilt for every buyer and every sale
- No record of which criteria version tested which tape
- Document checks are manual, and remediation lives in email
What ProvenPool does instead
- Criteria as reusable rules, every loan tested in seconds
- Defects routed to owners, with an evidence package at the end
- Starts free, in the browser, with no upload
When to use Spreadsheets and in-house scripts
One-off, very small sales with simple criteria.
When to use ProvenPool
When you’re the seller of a non-mortgage pool and want every loan tested against the buyer’s criteria, every defect routed to the team that clears it, and an evidence package ready before the tape goes out. See all features.
Based on public materials reviewed in October 2026; capabilities change, so check with each vendor.
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Want this on your next loan sale?
ProvenPool is onboarding a small group of design partners: originators with a sale in the next two quarters. You get hands-on setup on a real pool, free. Reach out and we'll set up a 30-minute call.